AI Solutions for the Fintech Industry
Unlock efficiency. minimize risk. delight customers.
The BFSI sector handles millions of high-stakes decisions daily, loan approvals, claims processing, fraud detection, risk modeling. But legacy systems can’t keep up with modern expectations.
UMENIT brings responsible AI into core workflows, empowering financial institutions to make smarter decisions faster, with transparency, compliance, and control.
AI for every financial entity
Banks & NBFCs
Loan underwriting, KYC automation, fraud detection, collections optimization
Insurance companies
Claims intelligence, document review, chatbot-led onboarding, underwriting risk analysis
Fintech platforms
Credit scoring, financial chat agents, anomaly alerts, transaction classification
Wealth management
AI portfolio advisors, market monitoring, client sentiment analysis
Regulatory teams
Compliance tracking, AML flagging, real-time transaction risk scoring
Transform manual, risky, or delayed processes into smart systems
Loan decisioning
Fraud detection
Claims processing
Customer support
Compliance automation
Document intelligence
Built for speed, security, and scale
Finance-tuned models
Trained on banking, insurance, and regulatory language for context-aware predictions
Explainable AI
Transparent scoring, audit trails, and rationale for every decision
API-first architecture
Seamlessly integrates into CBS, LOS, CRM, and claim engines
High-security standards
AES-256 encryption, RBAC, tokenized access, audit logging, by default
Compliance-ready
Aligned with RBI, IRDAI, SEBI, PCI DSS, and GDPR guidelines
Where BFSI AI creates impact
NBFC lending platform
AI underwriting engine processed 12K+ applications/month → reduced default risk by 18% and turnaround time by 60%
Insurance claims division
NLP-powered document parser reviewed 1,000+ claim forms/day → automated triage and saved 40+ hours/week
Fintech startup
Built multilingual AI chat agent handling KYC and EMI support in real time → 80% reduction in call center load
Frequently Asked Questions
Can AI improve credit scoring and loan underwriting?
What security protocols do you follow in BFSI implementations?
Can you integrate with our CBS, LOS, or DMS?
Is your AI explainable and audit-compliant?
Start Your Project
with Confidence
Schedule a free discovery call to explore how we can transform your concept into a successful product. We’ll understand your goals, demonstrate our process, and present a tailored roadmap. Rest assured, your ideas are protected by our NDA.
Trusted By
Let’s build the financial institution of the future
Fast. Safe. Smart. Scalable. Whether you’re a bank, insurer, or fintech, UMENIT brings AI that accelerates decisions, lowers risk, and enhances trust.
